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ATM
/ International Debit Cards |
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ATM / ATM-cum-DEBIT Cards: |
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An
unrestricted access to
your money, 24 hours a day, 7 days a week, 365 days
a year & from any of ATM center across the country
with these Automated Teller Machines (ATMs), ATMs
are becoming more & more popular day-by-day.
Also,
nowadays most of these banks in India provides you
an option to have a ATM-cum-
DEBIT Card facility. Some of them charge
some annual fee (say, Rs. 99 only) for obtaining
this DEBIT Card facility. With these ATM-cum-DEBIT
cards, you can even do shopping & also use them
internationally, as they are affiliated with VISA,
Master & such other card companies. Isn't that
great!
Advantages of ATM Cards:
*
(some may not be applicable with few banks.)
24-hour
access to cash
You
can withdraw up to a certain amount (generally approx.
RS 10,000/-) per day on your ATM Card & also
saves you time by providing the facility to get
cash in denominations of Rs.500.
Balance
inquiry
You
can view your updated balance statements, which
will appear on the screen and will also be printed
on the transaction slip,if needed.
Mini-statement
request
You
can get the details of the last many transactions
(approx. 8-10 transactions) on your account with
the mini-statement, along with your balance.
Cheque
book request
Also,
you can send a request for a cheque book or account
statement which will be delivered at your doorstep.
Funds
transfer
Transfer
money from one of your accounts to another in a
very easier way.
PIN
change
You
can easily change your PIN (a security number provided
at the time of opening your account). It's an important
feature while considering security threats.
Anytime
cash deposits
You
can deposit cash or cheques into your account and
the ATM instantly provides you a printed receipt
for the same. |
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ATM Locater 
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